FINANCIAL PLANNING CASE STUDIES

Eric and Kelly lack clarity and a financial plan for making work optional. They are motivated to organize their financial life before leaving big tech.

They aren’t entirely sure when they want to “retire,” but they know they don’t want to stay with the same company until age 65. They want a better understanding of when they can leave their high-earning careers, whether that means pursuing early retirement, taking a sabbatical, or exploring new opportunities.

Eric and Kelly need help creating a financial plan for retirement. They’re not looking for every day to feel like Saturday. Instead, they are planning to enjoy financial independence without the need to continue working in big tech.

Jack and Rebecca hope to retire within the next year. Although they’ve accumulated significant assets during their careers at Dell Technologies, they still lack financial peace of mind. As retirement approaches, they have many unanswered questions about how to make the transition with confidence.

They want to organize their finances and ensure they won’t outlive their money. They’re also concerned about long-term care, whether their investments are properly aligned for retirement, and how to maximize their assets while minimizing taxes.

While they currently live in Irvine, they remain uncertain whether they want to stay in Southern California or relocate after they retire.

Gloria is a recently promoted high-earning distinguished engineer at Dell Technologies.

While historically, she hasn’t given much attention towards planning her financial future, Gloria’s promotion has motivated her to take better control of her finances. The promotion includes restricted stock units (RSUs) as part of her compensation package and access to the mega-backdoor Roth 401(k) and deferred compensation.

Gloria’s goals are to reduce taxes and save aggressively for her financial future. She doesn’t have the time, interest, desire, or expertise to manage her finances. She values having expert guidance to assure she’s maximizing her unique financial situation.