FINANCIAL PLANNING FOR DELL EMPLOYEES
CUSTOMIZED STRATEGIES FOR PLANNING YOUR FINANCIAL FUTURE AND MAXIMIZING YOUR DELL EMPLOYEE BENEFITS
A FINANCIAL PLANNING EXPERIENCE FOR THE PEACE OF MIND TO LIVE YOUR BEST LIFE
Financial planning for Dell directors, distinguished engineers, and employees to make the most of high-income years and plan for life after Dell.
Organize your balance sheet. Plan for which investments accounts to utilize when saving tax-efficiently for financial goals, whether accounts are part of Dell employee benefits or opportunities outside of Dell. Understand how each resource fits within your financial plan.
Consider optimal strategies for advanced Dell planning opportunities including for: 401(k), the mega-backdoor Roth, restricted stock units, health savings account, deferred compensation plan, disability insurance, life insurance, and more.
Illustrate scenarios for retirement on your terms, reaching financial goals, and planning for life changes that are meaningful to your unique situation. Stress-test for market fluctuations and longevity so that you know where you stand.
Confidently plan for life after Dell; whether that’s means cold-turkey retirement, making work-optional, or the next career opportunity.
OPTIMIZING YOUR EMPLOYEE BENEFITS
- 401(k) Plan at Dell
- Mega-Backdoor Roth at Dell
- Restricted Stock Units at Dell
- Health Savings Account at Dell
- Deferred Compensation at Dell
- Life Insurance at Dell
- Disability Insurance at Dell
Saving in a 401(k) plan provides a tax-advantaged way to build a nest egg, allowing individuals to benefit from compound growth and better plan for retirement.
Learn more about Dell’s 401(k) plan including: how it works, 2024 contribution limits, and investment considerations.
The mega-backdoor Roth strategy offers the ability to save additional after-tax funds. It serves as a powerful tool for tax-efficient wealth accumulation with the benefit of tax-free growth and withdrawals during retirement.
Learn more about Dell’s mega-backdoor Roth planning opportunity, including: how it works, contribution limits, tax consequences, and FAQs.
Dell’s restricted stock units offer the ability for employees to earn additional compensation beyond base salary and bonus. It serves as a powerful tool to incentivize employees to stay with and grow with the company long-term.
Learn more about Dell’s restricted stock units, including: how it works, the vesting schedule, tax consequences, and what to do after RSUs vest.
In 2003, health savings accounts (HSAs) were introduced to encourage individuals with high-deductible health plans to save for medical expenses by offering a triple-tax advantage. Employees participating in Dell’s high-deductible health plan are eligible to contribute to an HSA.
For eligible employees, deferred compensation can be a valuable resource to minimize taxes and grow wealth. But it comes with risks that are important to understand and accept before moving forward.
We can help you determine if deferred compensation is a good fit for your unique decision. We can help you evaluate your options, weigh the risks, and move forward with confidence.
Life insurance helps transfer the risk of unexpected death by providing financial compensation to beneficiaries impacted by the insured’s passing.
Learn more about Dell’s life insurance including: everything Dell employees need to know about their basic life, accidental death & dismemberment (AD&D), and supplemental life insurance coverage.
The Social Security Administration reports that the chances of experiencing a disability event are one in four. Disability can lead to a decreased standard of living due to income loss, and disability insurance can fill the gap by replacing lost earnings.
Learn more about Dell’s disability insurance including: everything Dell employees need to know about their short-term disability, long-term disability, and voluntary supplemental disability plan insurance coverage.
Disclosure: Even though many of our clients are current and former Dell employees, Safe Landing Financial is not affiliated, associated, or endorsed by Dell. This information is supplied from sources that we believe to be reliable, however, we cannot guarantee the accuracy. All information is subject to change without notice. Please refer to your Dell benefits guide for up-to-date information.
FREE FINANCIAL PLANNING CONSULTATION
FOR DELL EMPLOYEES
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