Financial Planning Archives

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The Rule of 55 is one of the most underused tools available to individuals planning a work-optional lifestyle or early retirement. For someone leaving their employer in their mid-50s, it can create a flexible, penalty-free bridge between your last day of work and age 59.5, when the full menu of retirement account options becomes available.

This guide is to help you understand the Rule of 55 so you can plan retirement income with more flexibility, fewer penalties, and a clearer view of your tax picture.

The 2026 Mega-Backdoor Roth strategy is one of the most powerful ways high earners can boost retirement savings beyond standard 401(k) limits. In this guide, you’ll learn how the strategy works, contribution limits by age, step-by-step setup instructions, tax implications, and when it makes sense to use it.

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If you look at market headlines over the last decade, it feels like one story. US large-cap stocks, especially big tech, the Magnificent 7, and the S&P 500, have outperformed.

But have we gone too far? Should we be considering international equity? Here is the case for why global diversification still matters.

Restricted stock units (RSUs) are a type of equity compensation for high-earning professionals. Learn more about key terms, taxable consequences, and whether to keep or sell RSUs after they vest.

In this market update, I cover key takeaways from the 2026 JPMorgan long-term capital market assumptions report and how it impacts financial plans, retirement plans, and investment strategies going forward.

The Rule of 55: A Guide to Penalty-Free Early Retirement Income

Mega-Backdoor Roth Guide: How it Works (2026 Update)

Why Global Diversification Still Matters

RSU Guide + Strategy After Vesting (2026 Update)

2026 Market Outlook Planning Takeaways

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