Tax Planning

Tax Planning for the Present and During Retirement

Safe Landing Financial’s tax planning focus is to minimize taxes in the present and during retirement. We accomplish this by evaluating:

    • Where to put additional savings to maximize your finances (ex. HSA vs. Roth IRA vs. 401k vs. 529 plan vs. Trust account)
    • Roth Analysis (Roth IRA contributions, Roth conversions, etc.)
    • Cash-flow planning to better manage and minimize taxes (ex. Income, Social Security, pensions, required minimum distributions, tax-efficient retirement income distribution etc.)
    • Investment strategies (ex. Long-term vs. short-term capital gains, tax-loss harvesting, asset location, etc.)
    • Annual gifting strategies (ex. College planning, lessening estate planning burden, etc.)
    • Charitable Giving Strategies (ex. Donor-advised funds, qualified charitable contributions, etc.)

Tax Planning - Minimizing Taxes During Retirement

Staying On Track

Tax laws change all the time and have significant implications. You might be paying more taxes if you’re not aware of these changes. How you earn, save, spend, and invest your money impacts your tax return. That’s why Safe Landing Financial uses advanced planning software to evaluate cash flows and minimize taxes.

We stay up-to-date with tax laws and can work directly with your CPA to help make your financial life run more smoothly.

Want to learn more about minimizing taxes in the present and tax planning for retirement?


More on Tax Planning for the Present and During Retirement

Why Working With a Fiduciary Financial Advisor Is Important

Why Working With a Fee-Only Financial Advisor Is Important

Why CERTIFIED FINANCIAL PLANNER™ Is Important (CFP® Professional)

Important Numbers for 2021 (printable PDF guide)

Health Savings Account Triple-Tax Advantage

Tax-Loss Harvesting Basics

Best Charitable Giving Strategy for Your Unique Situation Tax-Efficient Spending Strategies From Retirement Portfolios

Kiplinger: Paying Taxes Wisely: A Fresh Look at Tax-Efficient Withdrawal Strategies

Nerdwallet: How to Do a Roth IRA Conversion in 3 Steps

Fidelity: Asset Location

Tax Planning Austin, TX

Know exactly how Safe Landing Financial will help before you pay anything. The first step is a 30-minute meeting with Brian Fry CFP®. The first meeting is to understand the basis of who you are and learn how Safe Landing Financial can help give you more peace of mind in your unique situation.