Eric and Kelly need help creating a financial plan for retirement. They’re not looking for every day to feel like Saturday. Instead, they are planning to enjoy financial independence without the need to continue working in big tech.
A smart tax planning strategy is one of the most effective ways to keep more of what you earn and to create a smoother path to and through retirement. Tax planning is not about avoiding taxes but about structuring your savings, income, and investments in the most tax-efficient way possible. By coordinating today’s decisions with your long-term financial plan, you can reduce unnecessary tax burdens and increase financial flexibility.
In this short video, I break down the key updates to 2025’s most important financial planning numbers and what they mean for you. From tax brackets and capital gains implications to Social Security and Medicare surcharge updates to 401(k) and HSA contribution limits, I highlight the most impactful shifts and share insights to help you plan financially for 2025.
As the year winds down, it’s the perfect time to take stock of your financial picture and set the stage for a prosperous future. Here are two checklists designed for you to end 2023 on a good note and plan for financial success in 2024 and beyond.
You’ve left your job but still have a 401(k) plan with your former employer… now what? You have four options on how to move forward. These options include: do nothing, roll into your new employer’s 401(k) plan, roll into an individual retirement account (IRA) or cash out immediately. As a fiduciary financial planner in Los Angeles, I will highlight the pros and cons of each choice below to help you make an informed decision.